DISCLAIMER AND TERMS OF USE (“Terms”)
The Wealth Clarity Blog (the “Site”)
By using this Site, You, the user, agree to follow, be bound, and accept these Terms. Note that The Company does not provide warranties for Your use of this Site or support the opinions expressed through this Site. Please review these terms and conditions carefully.
- Opinions
All opinions expressed by John Christianson (the “Author”) on this Site are solely that of the Author and do not reflect the opinions of Highland Private Wealth Management, its officers, directors, employees, agents, parents or subsidiaries (the “Company”). Actual results could differ materially from the opinions expressed on this Site. The information provided on this Site is NOT a substitute for the services provided by a financial or investment advisor. - Investment Risks
Past performance is not indicative of future results. Neither the Company nor the Author guarantees any specific outcome or profit. You should be aware of the real risk of loss in following any strategy or investment discussed on this Site. Investments discussed may fluctuate in price or value. Investors may get back less than the amounts invested. The opinions and advice provided do not take into account your investment objectives, financial situation or particular needs and may not be suitable or appropriate for you. Before making any investment, you should carefully review all available information and analyze all risks related to such investment. You represent that any investment you make is independent of any opinion expressed or content provided on this Site. The Company and Author strongly urge you to consult with you financial or investment advisor and to obtain advice personally fitted to your financial situation and goals. - Accuracy
Neither the Company nor the Author is (1) responsible for the accuracy, completeness, timeliness, reliability, content or availability of any information received by you as a result of your use of the Site, (2) under any obligation to update or correct any information provided on this Site; or (3) liable for any loss or damage to suffered as a result of your use of this Site. - Securities
The information on this Site does not constitute or form part of a distribution, an offer, or solicitation to buy or sell any shares or units in any particular investment. - Comments and Submissions
This Site may allow you to submit comments to the Author’s opinions. Because such comments are made available to the public, you are solely responsible for maintaining the confidentiality of your financial and private information. The Company and the Author may add to, remove, modify, and otherwise change any comments for any reason or for no reason at all. By posting comments to this Site, you warrant that you own all rights to such comments, agree that the comments will be dedicated to the public domain and that you will not object to the use of the comments by the Company in any context. - Indemnification
You assume full responsibility for any use of any information provided through the Site. You understand and agree that neither the Company nor the Author will be responsible or liable for any claim, loss or damage arising from the use of any information provided on or obtained from this Site. You agree to indemnify and hold the Company and the Author harmless from any claim, loss or demand, including reasonable attorneys’ fees arising out or related to of your use of this Site. - Disclaimers
YOUR USE OF THIS SITE IS AT YOUR OWN RISK. THE COMPANY AND THE AUTHOR MAKE NO REPRESENTATIONS OF ANY KIND IN CONNECTION WITH THE SITE. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, THE COMPANY AND AUTHOR EXPRESSLY DISCLAIM ALL EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO THE ACCURACY, COMPLETENESS, IMPLIED WARRANTIES OF MERCHANTABILITY, QUIET ENJOYMENT, FITNESS FOR A PARTICULAR PURPOSE OR NONINFRINGEMENT OF ANY CONTENT OFFERED ON OR THROUGH THE SITE. - Links From/To Third Party Sites
Creating or maintaining any link from another Site to any page on this Site without the Company’s prior written permission is prohibited. Any permitted links to this Site must comply with all applicable laws. The Site may contain hyperlinks to websites operated by parties other than the Company. Such hyperlinks are provided for reference only. If you use these links, you will leave this Site. The Company cannot and do not endorse, guarantee or make any representations or warranties regarding any other website, or content, materials or other information that may be accessible from any other website. If you decide to access any other websites linked to or from this Site, you do so entirely at your own risk. - Modification of Terms
The Company reserves the right, at their sole discretion, to change, modify, or replace these Terms at any time without notice to you. - Termination
The Company may suspend or terminate your access or use of this Site at any time, for any reason or for no reason. The Company reserves the right to change, suspend, or discontinue all or any aspect of this Site at any time without notice. - Jurisdiction, Venue, Applicable Law
By using this Site, you agree that your access to, and use of the Site is deemed to occur within the state of Washington, USA. All disputes arising out of or relating to the use of this Site or the services marketed on the Site have exclusive jurisdiction and venue of courts in King County, Washington, USA. These Terms, and the agreement they create, shall be governed by and interpreted according to the laws of the State of Washington, without giving effect to Washington’s conflict of laws principles.
The substantive laws of the State of Washington shall govern the validity, interpretation, and enforcement of these Terms, except where preempted by the substantive federal laws of the United States of America. - Headings
Headings included in these Terms are for convenience only and shall not affect the construction or interpretation of these Terms. - Entire Agreement
These terms and conditions together with any documents expressly referred therein contain the entire agreement between the parties relating use of this Site and shall supersede any previous agreements, arrangements, undertakings or proposals, written or oral. - Headings; Construction
The headings which have been used throughout these Terms have been inserted for convenience of reference only and do not constitute matter to be construed in interpreting these Terms. Words of any gender used in these Terms shall be held and construed to include any other gender, and words in the singular number shall be held to include the plural, and vice versa, unless the context requires otherwise. - Invalid Provisions
If any one or more of the provisions of these Terms, or the applicability of any such provision to a specific situation, shall be held invalid or unenforceable, such provision shall be modified to the minimum extent necessary to make it or its application valid and enforceable, and the validity and enforceability of all other provisions of these Terms and all other applications of any such provision shall not be affected thereby. - Binding Effect
These Terms shall be binding upon and inure to the benefit of you, the Company, and the Author, and their respective successors and assigns.
These Terms are last modified as of September 15, 2009.